Should You Talk with An Insurance Adjuster After an Injury Accident?

When negligent acts are what cause your injury accident, you may have a personal injury case. As a civil legal action, successful personal injury cases allow for financial compensation for damages that a plaintiff suffered. Car accidents are examples of personal injury cases, as are slip and fall accidents, or medical malpractice. 

There are several elements that must be proven in a personal injury claim to obtain compensation. Not only must negligence be shown, but one must also have suffered losses as a result of the negligent behavior. Losses, or damages, could be missed wages, medical expenses, property damage, and more.

Personal injury claims can be very complicated depending on how the injury accident took place and who was involved. There are several things that one should do when they are injured in a personal injury event, including seeking medical treatment and consulting with an attorney.  Medical providers protect victim’s health and physical well-being while legal professionals protect victims’ legal well-being.

What to Do When an Insurance Adjuster Calls to Talk About a Personal Injury Case

When an individual has insurance, it is usually the insurance that a personal injury claim is filed against and who may ultimately pay for the plaintiff’s damages.  After an injury accident, it is not uncommon for the insurance adjuster of the company that covers the individual who is accused of negligence to contact the victim of the injury event. Sometimes, this contact happens swiftly after the injury accident happens.

The reason that an adjuster would reach out to a victim of an injury accident is to get in touch with them before they have the time to meet with an attorney. If an adjuster can speak with a victim of an injury accident before they have an attorney on their side, there is a greater likelihood that the victim may take a settlement offer that is far lower than the true value of their damages. This allows the insurance company to close the claim paying only a fraction of what is due to the claimant. Claimants who are unaware of their rights and fall for this tactic, will not be able to obtain any more compensation from the insurance company once the claim is closed.

As a result, when you are involved in an injury accident you have to look out for yourself. In doing so, seek medical attention immediately. Then, do not delay in connecting with an attorney. If an insurance adjuster calls you to talk, you can refer them to your attorney who can manage communications on your behalf. However, if you do not have an attorney when the adjuster calls, then let them know that you will be working with an attorney and that is who will be answering questions on your behalf.

Speak to an Attorney at the Putnam Law Office Today

Getting a call from an adjuster may be unexpected. The adjuster may sound nice and compassionate. Still, it is best not to discuss your case with an adjuster until you have legal representation who can ensure that your interests are protected.

If you would like to meet with an experienced Oklahoma City personal injury attorney to review your accident experience, please call (405) 849-9149 to schedule a free consultation at the Putnam Law Office.